Guides: budgeting, spending and saving
Short, concrete articles with worked examples. No finance background needed.
How to Make a Simple Monthly Budget in 5 Steps
Income, fixed costs, variable spending, a safety margin: a simple 5-step method to build a monthly budget, with a worked example.
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The 50/30/20 Rule: How to Apply It to Your Budget
The 50/30/20 rule splits your take-home pay between needs, wants and savings. How to apply it, with an example and variants for high rent.
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Track Expenses Without Linking Your Bank
Why and how to track spending by hand without linking your bank account: benefits, limits and tips to remember to do it every day.
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Save for a Goal: Trip, Emergency Fund and More
How to save for a trip, a purchase or an emergency fund: set the amount and date, work out the monthly amount and stay on track.
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